The Wealth Boutique is a registered investment advisor with the Securities and Exchange Commission. The Wealth Boutique also does business under several DBAs including Women’s Wealth Boutique, Tanis Financial Group, Carnelian Wealth Solutions, Money Matters Wealth Solutions and Clarity Financial Solutions. The Wealth Boutique and each of the DBAs are not under common ownership but owned and operated separately. All f inancial planning and advisory services are provided by The Wealth Boutique. All investments involve risk and unless otherwise stated, are not guaranteed. Be sure to consult with a tax professional before implementing any investment strategy. Any subsequent, direct communication by The Wealth Boutique with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of The Wealth Boutique please contact the SEC or the state securities law administrators for those states in which The Wealth Boutique maintains registration or notice filing. The Wealth Boutique current written disclosure statement (Form ADV Part 2A) discussing The Wealth Boutique business operations, services, and fees is available from The Wealth Boutique upon written request and at the bottom of this web page.  The standard fee schedules for The Wealth Boutique strategies are shown in the firm’s Form ADV Part 2. The information provided by The Wealth Boutique, or any portion thereof, may not be copied or distributed without The Wealth Boutique prior written approval. All statements are current as of the date written and does not constitute an o er or solicitation to any person in any jurisdiction in which such o er or solicitation is not authorized or to any person to whom it would be unlawful to make such o er or solicitation. The standard fee schedules for The Wealth Boutique strategies are shown in the firm’s Form ADV Part 2.

This information was produced by, and the opinions expressed are those of The Wealth Boutique as of the date of writing and are subject to change. Any research is based on The Wealth Boutique proprietary research and analysis of global markets and investing. The information and/or analysis presented have been compiled or arrived at from sources believed to be reliable, however The Wealth Boutique does not make any representation as their accuracy or completeness and does not accept liability for any loss arising from the use hereof. Some internally generated information may be considered theoretical in nature and is subject to inherent limitations associated therein. There are no material changes to the conditions, objectives, or investment strategies of the model portfolios for the period portrayed. Any sectors or allocations referenced may or may not be represented in portfolios of clients of The Wealth Boutique, and do not represent all the securities purchased, sold, or recommended for client accounts. Certain portions of this material (i.e., newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, The Wealth Boutique (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from The Wealth Boutique or from any other investment, tax, or financial professional. The Wealth Boutique is neither an attorney nor accountant, and no portion of the material content should be interpreted as legal, accounting or tax advice. The Wealth Boutique recommends clients and prospective clients consult their tax professionals before enacting strategy or recommendation perceived to have been made in this material. Accordingly, any discussion of U.S. tax matters contained herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone una iliated with The Wealth Boutique of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties. Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended by The Wealth Boutique or product referred to directly or indirectly by The Wealth Boutique in its material, or indirectly via a link to an una iliated third-party material, will be profitable or equal the corresponding indicated performance level(s). The standard deviations, information ratios and allocation targets may be higher or lower at any time. There is no guarantee that these measurements will be achieved. The information provided should not be considered a recommendation to purchase or sell a particular security. Any specific securities identified do not represent all the securities purchased, sold or recommended for advisory clients, and may be only a small percentage of the entire portfolio and may not remain in the portfolio at the time you receive this report. Di erent types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the e ect of decreasing historical performance results.

Due to di erences in actual account allocations, account opening date, timing of cash flow in or out of the account, rebalancing frequency, and various other transaction-based or market factors, a client’s actual return may be materially di erent than those portrayed in the model results. The reader should not assume that any investments in sectors and markets identified or described were or will be profitable. Investing entails risks, including possible loss of principal. The use of tools cannot guarantee performance. Past performance is no guarantee of future results. The information provided may contain projections or other forward-looking statements regarding future events, targets, or expectations, and is only current as of the date indicated. There is no assurance that such events or targets will be achieved and may be significantly di erent than that shown here. The information presented, including statements concerning financial market trends, is based on current market conditions, which will fluctuate and may be superseded by subsequent market events or for other reasons. The charts depicted within this presentation are for illustrative purposes only and are not indicative of future performance. The data do not reflect the material di erences between stocks, bonds, bills, and inflation, such as fees (including sales and management fees), expenses or tax consequences.